Reinventing the Business Overdraft for the Growth Economy
Empowering small and medium sized enterprises to confidently invest in growth, handle the unexpected, and more effectively manage cashflow.
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Partner of Leading Banks, Lenders & Platforms
Your all-in-one working capital solution
Bourn gives you fast, flexible access to the cash you’ve already earned.
- Fund new orders before the old ones are paid
- Handle surprise costs without slowing down
- Move your business forward - on your terms, in real time
The Flexible Trade Account
One account. Endless potential.
Smart Business Account
Apply in minutes and connect your team and systems.
Send & Receive Payments
Built-in fraud prevention and automated bank feeds to your accounting platforms.
Focus on Growth, Not Admin
Insights and automations to stay ahead.
Who we Work With
Regulated Banks
looking to upgrade their overdraft proposition for business customers
Alternative Finance
looking to offer overdraft-style working capital to your customers
Platforms
looking to supercharge customer engagement with value added services
Built-in security
Your business’s safest place to operateAdvanced monitoring, safeguarded funds and instant risk checks keep your account protected 24/7. Every action is secure, traceable and built for speed.
End-to-end KYC/KYB and sanctions screening
Real-time financial and transactional data feeds
AI-enabled contract and document analysis
Covenant and utilisation triggers
Comprehensive audit trail and MI dashboards
End-to-end KYC/KYB and sanctions screening
Real-time financial and transactional data feeds
AI-enabled contract and document analysis
Covenant and utilisation triggers
Comprehensive audit trail and MI dashboards